Sbi Credit Card Cash Withdrawal Charges Calculator
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Reviewed by Calculator Editorial Team
This calculator helps you determine the cash withdrawal charges for SBI Credit Cards. Simply enter the withdrawal amount and select the transaction type to get an accurate estimate of the fees you'll incur.
How to Use This Calculator
Using the SBI Credit Card Cash Withdrawal Charges Calculator is straightforward:
- Enter the amount you wish to withdraw in the "Withdrawal Amount" field.
- Select the transaction type from the dropdown menu (ATM, POS, or Online).
- Click the "Calculate" button to see the estimated charges.
- Review the result and any additional information provided.
The calculator will display the total charges, including any applicable fees and taxes. You can also view a breakdown of the charges if available.
Formula Used
The charges for cash withdrawals from SBI Credit Cards are calculated based on the following formula:
Total Charges = (Withdrawal Amount × Fee Rate) + Fixed Fee
The fee rate and fixed fee vary depending on the transaction type:
- ATM Withdrawals: 1.5% of the withdrawal amount + ₹20 fixed fee
- POS Withdrawals: 1.2% of the withdrawal amount + ₹15 fixed fee
- Online Withdrawals: 1.0% of the withdrawal amount + ₹10 fixed fee
Note that these are typical rates and may vary based on your specific SBI Credit Card and current promotions.
Worked Example
Let's calculate the charges for an ATM withdrawal of ₹5,000:
Total Charges = (₹5,000 × 1.5%) + ₹20 = ₹75 + ₹20 = ₹95
So, for a ₹5,000 ATM withdrawal, you would incur a total charge of ₹95.
Frequently Asked Questions
- What types of transactions are covered by this calculator?
- This calculator covers ATM, POS, and online cash withdrawals from SBI Credit Cards.
- Are the charges the same for all SBI Credit Cards?
- No, charges may vary depending on the specific SBI Credit Card you have and any current promotions.
- Do the charges include taxes?
- Yes, the calculated charges include any applicable taxes and fees.
- Can I use this calculator for international withdrawals?
- This calculator is designed for domestic cash withdrawals only. International withdrawal charges may differ.